We had a massively informative chat with Uldis Tēraudkalns, the visionary CEO of NEXPAY, to explore the dynamic, high octane world of digital finance. Uldis, has a wealth of knowledge and expertise in digital assets and with his commitment to transforming financial services, he offers a unique perspective on the intersection of cryptocurrency and traditional banking. He delves into the complexities of the fintech ecosystem, addressing how NEXPAY is bridging gaps and shaping the future of digital payments. From discussing the philosophical shifts brought about by cryptocurrencies to examining the potential impact of central bank digital currencies, Uldis provides a thought-provoking overview of the challenges and opportunities that lie ahead in the finance sector. This interview is a must-watch for anyone interested in the cutting-edge developments reshaping the world of finance, payments and money.