Every quarter, our editorial team explores the fintech landscape to discover standout companies that get our adrenaline pumping. This fintechs-to-watch list is one of our favorite projects. It’s our chance to sift through the market and spotlight the companies that truly excite us—the ones that make us go “wow” with their bold ideas and innovative approaches. We don’t focus on typical metrics like market share, funding, or revenue. What draws us in is the boldness of these founders, their creative energy, and their relentless drive to tackle problems in ways that surprise and transform.
“It’s a real pleasure for us to share this with our readers and spotlight the companies that have caught our eye and gotten our adrenaline flowing. We hope you’ll find them as exciting as we do, and we’re confident that these fintechs will give you a glimpse into just how much disruption and innovation is brewing in our region.”
myTU
Neobank myTU is pioneering the use of cloud-only infrastructure and AI to make essential financial services easier to access, more secure and cost-effective. It’s an approach that precisely matches the needs of underserved markets and clients, including families, freelancers, digital nomads, and businesses often overlooked by larger banks. myTU is growing rapidly and currently counts with more than 50,000 customers representing over 100 nationalities. Headquartered in Vilnius, Lithuania, myTU was founded in 2019 by banking veteran Raman Korneu and technology expert Tomas Navickas. The startup has raised €7 million to date.
www.mytu.co
Aila Money
Aila is on a mission to close the gender wealth gap, by giving every woman a personal trainer for her finances, so she can be comfortable, confident and in control of her money. Aila helps users achieve their life goals and creates lasting behaviour change, by leveraging behavioural science, hyper-personalised data and AI, as well as human expertise. Aila assists users with budgeting, saving and investing through providing bespoke insights and actionable plans tied to their life-goals, as well as connecting them to a community of others that share the same life goals to support and hold them to account. Unlike other solutions, users also have access to human experts – financial coaches and a network of financial advisors if things are complex.
www.ailamoney.com
Paysafe
At Paysafe, transactions are seen as more than just numbers—they’re the gateway to experiences, opportunities, and achievements, all built on trust. This belief drives Paysafe to provide a platform that ensures secure and seamless transactions, empowering businesses and customers to do more, backed by their deep expertise in the payments industry.
With innovators across twelve global locations, Paysafe makes transactions not only secure and seamless but also memorable. The company connects merchants and customers through safe, cutting-edge solutions, supporting growth and success. Paysafe’s vision is clear: to build a modern payments network for the modern economy.
Two
Two is on a mission to fuel economic growth by making net term selling as easy as selling on card. Two is fixing b-commerce, relentlessly making it as simple for businesses to purchase online as it is for an end-consumer. Two helps businesses grow by removing credit risk, losses, and the delay in payment for products sold. The Two team is leading the way to a brighter future for B2B payments with their experience from large banks, B2B e-commerce, lending, and payments.
Mifundo
Mifundo is a cross-border finance platform that connects people with banks, no matter where they are. Its mission is to make lending truly borderless by breaking down barriers between individuals and banks across the EU, turning the entire region into one unified credit market. With Mifundo, customers can now choose from multiple banks across different countries, flipping the script so it’s no longer the bank choosing the customer. Mifundo’s user-friendly solution simplifies cross-border lending, giving customers more options and greater control. Their advanced AI, developed in partnership with STACC and data scientists from the University of Tartu, is backed by the European Union’s European Regional Development Fund and Enterprise Estonia.
LIBERNETIX
The story of LIBERNETIX is one of vision and innovation. It all began in 2023 when co-founders Alex and Kostya, driven by a passion to reshape global commerce, coined the name ‘LIBERNETIX.’ ‘Liber’ reflects their commitment to freedom, ‘net’ highlights global connectivity, and ‘X’ symbolizes their mission to break boundaries and create new opportunities. This name encapsulates their vision perfectly.Guided by the belief that artificial borders shouldn’t limit business, LIBERNETIX quickly became a symbol of financial freedom. At its core, the brand promotes the unrestricted flow of capital, envisioning a world where money moves without barriers. With a team of 35 experts, LIBERNETIX is set to overhaul finance. What distinguishes them is their deep understanding of each client’s unique needs. They’re not just advisors but dedicated partners, committed to leading clients to financial success, standing alongside them every step of the way.
Recommended: Explore the Future of Finance at Nordic Fintech Week
