Marius Galdikas, CEO of ConnectPay, joins us for a frank and insightful conversation about what it really takes to build scalable, compliant financial services in today’s digital world. From the challenges of navigating Europe’s rigid, rules-based regulatory landscape to the rising demand for embedded finance, Marius breaks down the tension between innovation and oversight—and how ConnectPay is finding the balance.
He shares how automation is powering ConnectPay’s growth, why they’ve achieved 95% straight-through onboarding in under 8 seconds, and where machine learning fits (and doesn’t) in a financial services stack. He also explains why embedded finance isn’t just a buzzword but rather the natural evolution of how consumers and businesses move money online.
Ahead of his appearance at Baltic Fintech Days, Marius offers a big-picture view of the future of finance, why simplicity should be the standard, and how the Baltic region’s talent pool is quietly fueling some of Europe’s most ambitious fintech innovation.




