Stockholm Fintech Week 2025 brought together some of the most innovative voices in financial services, and Julija Varneckiene, Chief Operations Officer at CapitalBox, shared valuable insights on how fintech is closing the SME funding gap.
CapitalBox, part of the Multitude Group, provides fast, flexible, and tailored financing for small and medium-sized businesses across Europe—offering unsecured loans up to €3 million with credit decisions in as little as 10 minutes.
In this conversation, we discuss: Why SMEs remain underserved by traditional banks and how fintech is filling the gap. How AI and Open Finance (PSD2 data) enable real-time credit risk assessment. The balance between fast lending decisions and risk management Key trends from Stockholm Fintech Week 2025, including AI, customer experience, and the future of finance.
If you’re in fintech, lending, or SME finance, this interview provides sharp insights into how technology is reshaping access to capital.