Traditional banks are under pressure from faster neobanks, rising customer expectations, and outdated internal processes. In this conversation, Tim Mussche from nCino explains what’s holding banks back and what they need to change to stay competitive. He unpacks how credit risk models need to evolve, why data is still stuck in silos, how to shift from static to real-time decision-making, and the role AI can realistically play today. If you’re in banking, fintech, or working on credit automation, this one is worth your time.
