Mike Shafro, founder of xpate, shares a clear and grounded perspective on what’s broken in payments and how to fix it.
In this conversation, he explains how xpate is streamlining financial operations for digital businesses by eliminating complexity, improving cash flow, and removing unnecessary intermediaries. He also highlights how regulatory openness in Latvia enabled them to build infrastructure directly connected to the central bank, changing how fintechs think about licensing and scale.
We also talk about crypto, not as hype but as infrastructure. Mike outlines a practical view of what a crypto-first approach can look like for businesses and why it’s not just viable but necessary.
Watch the full interview for straightforward insight into the realities of building in a crowded space and what it takes to do things differently.
