HomeMediaVideoThe Future of Credit Scoring

The Future of Credit Scoring

11 August 2021

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Could your Instagram account determine whether you are eligible for a mortgage? In this video, Futurist Chris Crespo discusses the changes in the way financial institutions assess your credit worthiness and how, as companies capture more and more data, your online and offline behaviour is being used to score far more than your ability to repay your loans.

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Chris Crespo http://nordicfintechmagazine.com

Chris is a Founding Partner and Chief Editor at Nordic Fintech Magazine, where he simplifies complex financial ideas into easy-to-understand content. With nearly 20 years of experience in management consulting and financial services, including leadership roles with some of Europe's largest banks, he offers profound industry insights. Previously serving as the Chief Futurist at the largest bank in the Nordics, Chris has sharp views on the Future of Financial Services, Money, Disruption, and Ethical AI in Finance. He is also a guest lecturer at Stanford University, Singularity University and Copenhagen Business School, where he frequently discusses the future of Money, Finance, and Entrepreneurship in Financial Services. As a Behavioral Economist, Chris is passionate about studying how human behavior and decision-making relate to risk. He also delves into the connections between psychology, leadership, and technology within financial services.